Naples Beach Fall Market Report

Naples Beach covers the area mostly to the East of 41 from Port Royal to Pelican Bay and includes the most expensive real estate in the Naples area. The decline from Q2 to Q3 reflects the absence of high end buyers in the summer months.

Naples Beach real estate

North Naples Fall Market Report

North Naples includes the area from Pine Ridge Road to the Lee County boundary just short of Bonita Beach Road. Sales saw a seasonal slowdown in the summer months, although median prices continued to rise.

North Naples

East Naples Fall Market Reports

East Naples includes the areas to the East of Collier Blvd. The market saw consistent price growth through the first three quarters of 2021 in all categories, while sales saw a seasonal slowdown in the summer months.

East Naples real estate

South Naples Fall Market Report

South Naples includes the area bounded by 41, David Blvd and Collier Blvd. Sales and the Single Family median price eased a little from Q2 to Q3, reflecting the seasonal slowdown in the summer months.

Imperial Golf Estates Fall Market Report

The Greater Imperial communities in Naples have 13 residential communities and a 36- hole Golf Club (membership separate from residential ownership) within its boundaries.
The market saw consistent growth through the first three quarters of 2021 in all categories, while sales saw a seasonal slowdown in the summer months

Central Naples Fall Market Report

Central Naples covers the area bounded by David Blvd, Goodlette-Franke, Pine Ridge and Collier Blvd. The market saw consistent growth through the first three quarters of 2021 in all categories, while sales saw a seasonal slowdown in the summer months.

Sterling Oaks Fall Market Report

Sterling Oaks is Southwest Florida’s premier tennis community. Located in North Naples, the community consists of 432 Single Family Homes and 304 Condos/Coach Homes in North Naples, Florida. Prices appreciated throughout the year (the Q3 Condo number is exaggerated by the very small number of sales.)


Audubon Fall Market Report

Audubon Country Club has 410 homes spread over 755 acres and is surrounded by four of the top beaches:
– Bonita Beach, 2.8 miles away; Barefoot Beach, 2.9 miles away; Wiggins Pass State Park, 3.3 miles away; Vanderbilt Beach, 4.5 miles away
The market showed consistent growth from quarter to quarter.

Rising Prices Push Home Equity to Highest Level in 10 Years

Homes with a mortgage gained an average of $51,500 in equity in the second quarter, an increase of 29.3% from the April-June quarter last year, according to real estate information company CoreLogic. That’s the highest quarterly average gain in home equity since the second quarter of 2010, the firm said.

That works out to nearly $3 trillion in equity gained by U.S. homeowners with a mortgage, which is about 63% of all homes, CoreLogic said. Average homeowner equity jumped nearly 20% in the first quarter from a year earlier.

In its most recent quarterly housing forecast, mortgage buyer Freddie Mac envisions home prices growing 5.3% next year, down from a projected 12.1% increase in 2021. (more…)

Mortgage rates back to 3% – again

The 30-year Fixed Rate Mortgage ticked back up to 3% this week. I re-read Are Mortgage Rates headed Up or Down? which I published in June and I still think it summarises the situation quite well. Hence I have included the link rather than repeating the arguments.

The proximate cause  for the increase in mortgage rates this week was the increase in the yield on the US Treasury 10-year Note. The increase started last week (after the Freddie Mac weekly survey, which is collected from Monday-Wednesday) when the Federal Reserve (Fed) confirmed that, if current trends continue, it will start to reduce its purchases of both Treasuries and Mortgage Backed Securities (MBS) soon and aim to end purchases by the middle of 2022.

At the same time, we saw a rate increase in Norway – the first in Europe- following earlier increases in Brazil and South Korea. And while the Fed continues to state that it will not consider actual rate increases (I am not sure why they refer to it as “lift off”- sounds like rocket-speed increases which it will not be) until after the end of the bond purchases, investors noticed a shift in the number of members forecasting a rate increase in 2022 rather than 2023.

And inflation continues to run hot. The Fed thinks this is transitory, but many others fear that it will be sustained forcing the Fed to raise rates sooner than it currently anticipates.

The Numbers (more…)